Santander is one of the strongest and safest banks in the world. Our success comes from having firm banking principles; a retail banking focus, a prudent approach to lending, maintaining sensible capital ratios and spreading risk across geographical areas. And it’s thanks to this stability that we are helping to build a secure future for all our customers. At Santander our strength and stability is built on the relationship we have with our customers. Santander’s banking history stretches back over 150 years. Today the Santander Group has 13,696 branches, more than any other international bank, and over 90 million customers worldwide. We are committed to offering a better service for all our customers as well as innovative, great value products – after all we know that the happier you are, the more likely you are to keep your business with us.